MOVING COVERAGE PROTECTION
Moving coverage
When moving, it is your responsibility to decide if you require insurance coverage for your belongings. Please note, the option to take or not take insurance must be decided upon BEFORE move day or you will automatically, without any notice, waive your right for moving coverage. This means, all items will be moved at customers' own risk and All Trinity Movers will not be held liable for any claims.
Declared Value Protection
This protection covers repair or replacement of any article up to it's actual cash value. In the event that an article is not repairable, or the repair exceed the value, settlement will be based on cost to replace less depreciation for it age.
EXAMPLE:
*Freezer is accidentally dropped and damage beyond repair.
*Freezer is 8years old.
*cost to replace is $800
Depreciation as determined by insurance company policy is 7% per year.
*8years x 7%=56%
*$800 x 56%=$448.00
*$800 - $448 = $352
*The amount paid to shipper is $352 minus deductible(see below for deductible amounts)
PRICE FOR CONTENT COVERAGE UP TO $20,000(MINIMUM) IS $50 DEDUCTIBLE: $100
PRICE FOR CONTENT COVERAGE UP TO $250,000(MAXIMUM) IS $100 DEDUCTIBLE: IS $300
Not Covered By Protection Plan
*Damages to articles packed in cartons by the shipper unless carton is physically damaged and noted on delivery.
* Damage to fragile items not packed by shipper, such as mirrors, marble, pictures, mattress. Mechanical malfunction of any appliance or electronics unless physical damage noted at time of delivery.
*Fragile items are only covered for damage when packed, unpacked and charged the appropriate rates by movers. Wrapping in furniture pads is NOT considered packing.
*Items NOT covered by the Protection Plan under all circumstances include jewelry, cash, furs, securities, stamp or coin collections of any kind, deed or wills, family photos, documents, internal workings of all electronics, food perishables, alcohol and plants.
In Summary
*Check your homeowner's policy. Some policies cover property in transit.
* You may want to consider purchasing short-term insurance that covers the move if your property is very valuable.
*Unlike most property insurance, valuation insurance DOES NOT automatically pay for any damage. It must be clearly proven that All Trinity Movers was responsible for the damage.
*Items in boxes NOT packed by our movers are NOT covered, unless the outside of the carton provides clear evidence that the entire box was damaged during the move.
*All Trinity Movers is NOT responsible for any electronic item that does not function after the move unless there is clear evidence that the item was dropped or mishandled during the move.
*The customer is legally responsible to pay for the move, even when claiming damages